Fees & Services

Initial Consultation

40 minutes
£ 0

A one-to-one discussion (online or by phone) to review your situation and confirm what is realistically possible now or in the future.

Standard Mortgage Case

£ 0

Including:
Mortgage certificate — £200
Mortgage offer — £395

Non-Standard Mortgage Case

fee by agreement

A non-standard case may include, but is not limited to:

  • complex income structures (self-employed, business owners, multiple income streams)
  • foreign or international income and assets
  • non-UK credit or limited UK credit history
  • expats and foreign nationals with complex visa status
  • portfolio landlords or complex investment structures
  • cases requiring additional lender engagement, clarification or structuring

All cases are assessed individually. I work strictly within UK regulations and do not advise on unlawful or fraudulent activities.

Product Transfer

  • Free for existing clients
  • £100 for new clients

Remortgage

  • Free for existing clients
  • £295 for new clients

Remortgage with Additional Borrowing

  • £295 for existing clients
  • £395 for new clients

Mortgage Capacity Report

  • Joint application — £400
  • Single application — £300

No-Mortgage Capacity Report

Affordability assessment without proceeding to a mortgage application — £200

All fees are discussed and confirmed in advance. There are no hidden costs.

Ready to start?